About DeAnn Ellis

  DeAnn Ellis   Loan Officer NMLS#148916

DeAnn Ellis

Loan Officer NMLS#148916

DeAnn Ellis has been a leader in the mortgage industry for two decades. She built her expertise in home lending by working for various lenders and previously owned her own mortgage company. She currently is Senior Loan Officer for Element Funding in Covington, Georgia. DeAnn and her team service all of Georgia and Florida.

Through the years, DeAnn has been recognized for her expertise and has earned Top Producer honors. She won the Element Funding President’s Club award in 2015, 2016 and in 2017.  She received the “Expert Network Distinguished Mortgage Professional Award”. DeAnn was also featured as a top mortgage professional and on the cover of the December 2015 edition of Top Agent Magazine and in 2017 DeAnn was on the cover of Featured Agent Magazine.  In 2016 and 2017,  DeAnn was recognized in the Top 1% Mortgage Originators by Mortgage Executive Magazine. She is also the author of The Mortgage Storm.

DeAnn is a member of the Newton County Chamber of Commerce, East Metro Women’s Council of Realtors® and the East Metro Board of Realtors® where she serves on various committees. She is also a member of Walton/Barrow Board of Realtors, Walton/Barrow Chamber of Commerce, and NAMAR (Northeast Atlanta Metro Association of Realtors). DeAnn is an instructor for American Real Estate University.  She also serves on the board for Action Ministries, an agency established to feed children less fortunate.


Our Team

  Pamela Ball    Loan Officer  NMLS#11111

Pamela Ball

Loan Officer  NMLS#11111

Pamela Ball

After graduating in 1995 and attending several semesters at a local college I decided to dive into the banking world.  In 1997, I was hired by a local credit union where I was a teller and then was promoted to Administrative Assistant to the President of the Credit Union.  Working at the corporate office I was exposed to all different departments and in 2001 was transferred to the mortgage department as a Loan Officer but was only able to help our members.  It was in 2002 that I decided to follow in my sister, DeAnn Ellis’, footsteps and go to work for a local bank as a Mortgage Loan Originator and build my own book of business and relationships with people in the community by working with realtors and builders.  After a few months of working there, DeAnn and I sat down and decided that we ultimately had the same goals, which was to help borrows with the most important loan in their life, but with different strengths brought to the table.   It has been the most fulfilling career path that I could have chosen. 

 Jackie Jackson  Loan Officer NMLS#263700

Jackie Jackson

Loan Officer NMLS#263700

Jackie Jackson

Jackie has been in the mortgage industry for 16 years. Having first started as a loan processor, Jackie truly understands how important details are on a mortgage loan.  She enjoys dealing with the clients one–on–one and being able to go over their financing needs and options. Originally from the Atlanta area Jackie feels it’s important to be very honest and up front with all her clients on what it takes to become a homeowner. She has experience in purchase loans, refinance, down payment assistant programs and construction to perm loans and has worked with several builders over the past few years while continuing to grow new relationships with realtors. Her enjoyment as a loan officer is being able to help achieve the ultimate goal of being a homeowner and living the American dream of homeownership. 

 Melissa Kerbow  Loan Officer NMLS#715476

Melissa Kerbow

Loan Officer NMLS#715476

Melissa Kerbow

After graduating high school I was so excited to attend Beauty College and begin a career in Cosmetology.  While in beauty school, my high school sweetheart proposed to me and we have now been married for 22 years.  We have two sons ages 16 and 20. Our boys have always kept us busy with sports and we wouldn’t have it any other way. 

After my husband and I married, I quickly decided that I needed a job sooner rather than later so in 1993 I went to work for a local finance company. Although this was not the career path that I had chosen it soon became just that. I was responsible for generating new business, processing loan applications and originating home loans, as well as collecting payments on those loans.

I later took a job at a local bank. Banking and Finance was not something I would have ever thought I would enjoy doing ut I was very wrong. I climbed the ladder pretty quickly working in the banking industry.

 Ashley Campbell  Loan Officer Assistant NMLS#1406920

Ashley Campbell

Loan Officer Assistant NMLS#1406920

Ashley Campbell

Ashley Campbell started her career in the banking industry in 1999, shortly after graduating high school. She gained employment at First Newton Bank in Covington, Ga. where she fulfilled the roles of a teller/personal banker and later consumer lending. She immediately loved the hometown feel of the bank, establishing relationships with customers, and assisting them with their banking needs.

Several years passed an opportunities arose to expand her career into the Mortgage Industry. She gained employment at Georgia Central Bank in Social Circle, Ga., then to further her career at Lendmark Financial / BB&T Alternative Mortgage Lending in Conyers, Ga.

Ashley has had many roles in the mortgage industry but spent most of her years as a processor.  She quickly realized that being a part of helping someone achieve the American dream was her passion! Ashley joined the Deann Ellis Team in August 2015, where she strives every day to help each client meet their goals and dreams. 

 Wendy Lopez  Loan Processor

Wendy Lopez

Loan Processor

Wendy Lopez

25 years ago I decided the mortgage business was my passion and have been a Loan Processor for at least 20 or more of those years

I started my career with Element Funding a little over 5 years ago.   I have been processing for Deann Ellis during most of my years with Element Funding.

I am married and met my husband in 6th grade,  we have one daughter who is  now 25 years old and lives in Virginia .

Working here at Element Funding with  Deann and her team have been the most enjoyable years of my mortgage career and I really enjoy helping families thru the mortgage process.

 Ronnie Goodwin  Loan Officer NMLS#

Ronnie Goodwin

Loan Officer NMLS#

Ronnie Goodwin

Ronald “Ronnie” Godwin was born in Whitmire, South Carolina, but refers to Conyers, Georgia as his home. He relocated to Conyers with his parents at the age of 12 and has held many titles for the City of Conyers since 1981 including Police Officer, Police Captain, Georgia International Horse Park Director and has also served as a member of the city’s Main Street Foundation Board of Directors. He holds a Bachelor’s of Science Degree in Criminal Justice from Kennesaw State University with a strong interest in local and state politics.

In the early 2000’s, Ronnie explored new opportunities leaving public service for a management position in the heavy weight motorcycle industry. In the summer of 2003, Ronnie’s life was met with tragedy when he was catastrophically injured in a motorcycle accident. From his injuries, he lost a leg through amputation and use of an arm through paralysis. He has been labeled a hero to many by physically and mentally overcoming the many adversities he has faced since that misfortune. 

Today, Ronnie is a mortgage loan officer with Element Funding operating from their Covington branch. He resides in Olde Town Conyers with his animals and is enjoying this new venture of helping his clients fulfill their dreams of homeownership in the lending piece of the home buying process. As a member of the First Baptist Church of Epworth, he enjoys his spare time traveling, attending festivals and concerts and working in his yard.


 Debye Swilley   Marketing Director

Debye Swilley 

Marketing Director

 Kayla Ellis  Loan Officer Assistant

Kayla Ellis

Loan Officer Assistant

 Cynthia Grant  Loan Set Up

Cynthia Grant

Loan Set Up


Debye will serve as the Loan Concierge in your relationship with Element Funding. Her passion for creating positive change in the lives of people, communities and businesses is contagious.

Her insights will inspire and motivate you to not only pursue but also obtain both your personal and professional goals.  Her experience includes working with interior decorators, builders and realtors. Debye’s skill set has led to her to being an effective communicator on an international level, event planner, corporate executive administrator, chief financial officer and life coach. All of these opportunities have merged to hone her skills in pinpointing needs and developing creative solutions.

The above experience, along with her energy, compassion, humor, integrity and standard of excellence, make her the perfect liaison for assisting you in successfully stepping into the next phase of your goals.


kayla ellis

Kayla has the mortgage business her blood.  Following after her mom DeAnn, she has chosen Element Funding to learn, grow and succeed in the industry.  As the Assistant to our Sr. Loan Officers, she is getting a great education in all aspects of lending.  Kayla is also the beautiful smiling face you see when you walk in the doors of our office. age process.


Cynthia gant

A native of New Orleans Louisiana with a Bachelor of Science from LSU in Business

Administration/Marketing. I have been married to my husband Cedric for 20 years and we

have 2 daughters Alexis 19 and Asia 13. I have been in the financial/mortgage industry for

over 20 years. I have experience in each of the following fields: loan officer, closer,

funder, set up coordinator and loan processor. Being in the mortgage industry I

truly understand how important it is to pay attention to the little details. Providing

excellent customer service is what we at the Ellis Team strive to provide. Working

with the DeAnn Ellis Team has been very enjoyable, we strive to make all

clients dreams come true.