FAIRVIEW CHASE ADVERTISEMENT DISCLAIMER

Equal Housing Lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a final credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. NFM Lending, LLC. For NFM Lending, LLC's full agency and state licensing information, please visit nfmlending.com/licensing. NFM Lending, LLC's NMLS #2893. For licensing info, go to: www.nmlsconsumeraccess.org. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. www.nfmlending.com. Copyright © 2026 NFM Lending, LLC.  America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. 

Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Qualifying credit score needed for conventional loans. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. Sales price cannot exceed appraised value. The Annual Percentage Rate (APR) describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate. The APR allows a borrower to compare costs of credit because it factors in term, interest rate and fees associated with the loan. Interest rates are subject to change daily and without notice. Cancellation of mortgage insurance has restrictions including home equity requirements. This is a co-marketing advertisement with Reliant Homes

For a limited time, NFM Lending is offering below-market interest rates valid on new home contracts for eligible properties closing by 12/31/2026 (the “Promotion”). NFM Lending has locked in fixed interest rates using a pool of funds. Interest rates are only available through NFM Lending until funds are either depleted or rates expire. Some restrictions apply. Borrowers will receive their credit towards their closing costs at the time of closing. In some instances, the credit may be less due to loan program restrictions. This credit of up to $25,000 can be redeemed once the loan closes with NFM Lending Branch GA803 located in 120 2nd Street, Suite 100, Monroe, GA 30655. The credit will be applied in the final closing disclosures as a separate line item of up to $25,000. Only applies to new loan applications and not valid at their locations or for loans that have already locked. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law. This credit expires at 11:59pm. EST on 12/31/2016. Some restrictions apply. NFM Lending LLC is not affiliated with any real estate companies. You are entitled to shop around for the best lender/builder/real estate company for you. The real estate agent is not a mortgage lender. Contact NFM Lending directly to learn more about their mortgage programs and your eligibility for such programs.

The document is not an advertisement for credit and is not a commitment to lend on these terms. This document is based on Deal Details mortgage calculator and is intended for educational use only.

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