This article highlights how our 100% FHA Financing Program helps buyers overcome one of the biggest hurdles in today’s market: the down payment. It explains how this program allows qualified borrowers to finance their entire purchase while giving Realtors more opportunities to help clients become homeowners sooner.

The market is moving—and so are we. This month, we’re spotlighting some of our most unique loan programs designed to help your clients win in a competitive market.

Minimize change and keep an open line of communication. Mortgage pre-approval is based on a review of your credit and financial profile at the time of application. With a pre-approval letter in hand, you can confidently shop for a home that is within your budget and expect the loan will be closed.

Don’t let assumptions stop you from buying a home. One of the most common barriers to home ownership is lack of a sufficient down payment. We have an array of loan programs for first time buyers with very low or even no down payment.

There’s a difference. My team focuses on getting buyers “pre-approved,” but you may also hear about getting “pre-qualified.” Some people seem to use these terms interchangeably, but there is a difference in the meaning. Pre-approval is the stronger indication of loan approval and gives the buyer peace of mind that the loan will be closed.

Buying a home is an exciting time. Most people start searching online to find available houses and the excitement just increases. It’s easy to fall in love with something you see at this stage and request a showing. For many, the reality sets in when discovering they are not fully prepared.